Frequently Asked Questions About Payday Loan

What is the definition of cash or cash loan?

Advances are often defined as cash loans. This loan is determined by your ability to pay on the following salary or regular income. Many people often stumble on a bad credit history and low ability to pay debt.

What are the conditions that must be fulfilled before I am declared eligible to borrow cash?

Each lender has eligibility requirements that ensure prospective borrowers. Usually these requirements include the following:

  • U.S. Citizenship
  • • Minimum age is 18 years old
  • • Have a monthly salary
  • • Having a bank account that can transfer money electronically.

How much?

The majority of short-term loans usually range from $ 100 to $ 1,000. If you need more than $ 1000, then you do not need to worry because you can find some related information by signing up now!

How do I receive the cash?

Once you qualify as a borrower, then the money will be sent to your bank account in less than 24 hours. You simply make withdrawals at automated teller machines owned by your bank. You can also use the loan money to pay for your purposes via electronic transfer.

Do I need to worry about bad credit?

The best way to find that out is to fill out your online registration form, and our staff will help determine your eligibility and of course in a short time. You do not need to worry because our staff will see to it so that you can get your cash loan in a short time.

How long will I need to take cash?

Once you are approved as a borrower, then you can take your cash in less than 24 hours. It would not come across if you borrow money at banks and some other financial institutions.

Is the fax machine required in this process?

Yes, but not on any condition. You need a tool to print your loan documents, but this does not mean you have to have a fax machine and printer. You can use other options, namely by using your ID to print a copy of your loan documents.

How much does it cost?

All of our services are free! Yeah! You do not have to worry about an extra charge as compensation for our services, because we have a strong connection to every network provider of goods and services, so that we can receive payment for each referral that we recommend. You only need to pay a fee determined by the lender which has usually been contained in a written document. We are just a conduit of information and we are not a lender. You do not need to pay a fee if the lender decides to stop your loan application. You need to check out our Cost page so that you can obtain more detailed information.

What are the consequences if there is delay in payment?

You will be charged a late fee that will automatically increase your loan total. You should check payment agreement before you sign an agreement digitally. You can see our Cost page for more detailed information.

When is the loan payment?

You do not need to worry about the repayment time as this has been adjusted automatically. You do not even need to remember the due date for the loan or payment coupon. Payment will be made by cutting your monthly salary automatically in accordance with the agreement that has been agreed.

What if there is a failure in the payment of debt?

You can contact the lender to renegotiate debt payments. Each lender has different policies regarding bad debts. Any policy related to bad credit loans have been included in the document that was signed. Policy on this matter has also been regulated by state laws, and this includes the additional costs required.

If you need additional time to pay the debt you can contact lenders to renegotiate and you should know that every state has rules for it. For example, some states allow rollovers in bad credit situations. If you are not able to pay the debt, then you will be charged an additional fee that is set by the state in which you reside.

How do I extend my loan?

The trick is to contact the lender directly. You need to be aware that by taking this process, then you could be charged some extra fees, but do not worry because all the extra fees are still reasonable. You can check the loan documents because it includes a provision for an additional fee.

What is the policy on Responsible Lending?

Our policy is dedicated to bring you closer to the lenders. Each participating lender in our network has never been involved in the illegal trade or illegal business. We ensure that every participating lender in our network meets all the requirements listed in the Truth in Lending Act. All lenders in our network have provided all the details about rates, fees, late charges, costs rollover on the agreement document, so you can know all your rights and obligations clearly. We ensure that the activities of each of the lenders in our network do not violate state law.

Any lenders in our network are very fair and non-discriminatory. They meet all the requirements listed in the Dodd-Frank Wall Street Reform Act. This law allows any borrower to file a complaint as a result of breach of the rules, so that every consumer can obtain the legal protections of these activities. This has been set up with more detail by the Consumer Financial Protection Bureau.

You need to be aware that this site is not a money lending website, and we will not do anything to your billing. We just participate in connecting you with lenders. All matters related to the loan will be completed by you and the lenders and they are only able to contact you in the period between the hours of 8 am to 9 pm. You do not need to worry because the law has been set firmly against any threats directed at you. If one of the lenders in our network goes against the rules then we will decide on co-operation with them in the shortest time possible.

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